Total de visitas: 19363

Long-Term Care Insurance : Is It Right for You? Are There Better Alternatives? download torrent

Long-Term Care Insurance : Is It Right for You? Are There Better Alternatives? download torrent

Long-Term Care Insurance : Is It Right for You? Are There Better Alternatives? by Dan Keppel Mba
Long-Term Care Insurance : Is It Right for You? Are There Better Alternatives?
---------------------------------------------------------------
Author: Dan Keppel Mba
Number of Pages: 202 pages
Published Date: 15 Feb 2012
Publisher: Createspace
Publication Country: North Charleston SC, United States
Language: English
Type: Pdf
ISBN: 9781470068776
File size: 29 Mb
Download Link: Long-Term Care Insurance Is It Right for You Are There Better Alternatives
---------------------------------------------------------------


Long-term care insurance is expensive Insurers keep raising rates Almost a third of owners have to stop paying! Most of us will never need it There are better alternatives Do Not Buy a LTCi policy before you compare alternatives LTCi policies average about $2,500 a year but they don't cover the full cost of care-averaging $87,235. Most sellers recommend starting before age 65 while we are still healthy and insurable but we will pay more. Like all disability insurance, we are paying for something that we may not need at all. Unlike the cost of a major medical operation covered by our comprehensive health care plan, the cost of long-term care can be estimated fairly accurately. With a 13% and 4% chance of spending 2+ years in a nursing home for women and men respectively, the average cost will be about $200,000. If we can stay at home, a home health aide costs about $20,000 a year. The average policy costing $2,500 a year will NOT cover all expenses. Depending on the institution we check into, daily costs are $250 a day or more. There are other medical costs-either out of pocket or a Medigap policy-that Medicare does not cover. There are other medical expenses on top of that. Because we are buying coverage for some period in the future-perhaps 30 years away-we must plan for inflation. Our $250 a day coverage may be worth only $120 while the price of care goes up annually. Some folks buy inflation protection with their policy but this just raises the price to perhaps $3,000 a year.

Read online Long-Term Care Insurance : Is It Right for You? Are There Better Alternatives? Buy and read online Long-Term Care Insurance : Is It Right for You? Are There Better Alternatives? Download Long-Term Care Insurance : Is It Right for You? Are There Better Alternatives? ebook, pdf, djvu, epub, mobi, fb2, zip, rar, torrent Download to iPad/iPhone/iOS, B&N nook Long-Term Care Insurance : Is It Right for You? Are There Better Alternatives? ebook, pdf, djvu, epub, mobi, fb2, zip, rar, torrent

Other files:

Schiffe im Spiegel ihrer Zeit (Wandkalender 2016 DIN A2 quer) : Bildmontagen mit Gemälden von Olaf Rahardt (Monatskalender, 14 Seiten) download pdf
Download pdf Gourmet Hot Dogs : How to Dress Your Dog with Style
Blatter Fur Rechtsanwendung, VII. Band ebook
The Works of William Shakspeare Volume 5
Aviation Careers : Jobs in the Air & on the Ground pdf
Energías alternativas / Alternative energies download
Der Weg Der Leeren Hand download PDF, EPUB, Kindle
Dictionary of United States Economic History book
Working from a Place of Rest : Jesus and the Key to Sustaining Ministry download